How to Find the Best 12-Month CD Rates in Stockton, CA: March 2011

When it comes to choosing the best CD account in Stockton, CA, there are several factors to consider like term length, minimum deposit and most importantly, the interest rate. If you’ve decided on a 12-month CD, it’s important you figure out what the appropriate interest rate for that term length should be in your location.

Of course, you may not have the time and energy to look up all of the rates offered by the banks and credit unions in Stockton. That’s why you can come to Stockton Banking Rates where that data has already been compiled and presented for you. So with all of the rates information already at your fingertips, the next step is to determine which rates are really good offers.

Average 1 Year CD Rates in Stockton, CA

Stockton Banking Rates pulls rates data from financial institutions within a 50-mile radius of Stockton. That means you currently have a total of 63 CD accounts with a term length of 12 months (one year) to choose from.

Right now, the highest 12-month CD rate we have on record is 2.07% APY, while the lowest is 0% APY. The average of these rates and all others available in and around Stockton is 0.95% APY.

So what can you do with this information? As a general rule, you can compare a CD rate offer against the Stockton average to gauge how competitive it is. Rates that are around the same as the average or higher are considered good for your area.

You can also view rates for other term lengths, from six months to 2 years, by visiting the Stockton CD Rates page.

Related CD Rates Articles

Best Stockton Banking Rates

Featured Rate
CIT Bank	1.10% Date: May 14, 2012 View Rate Details
Ally Bank	1.09% Date: May 15, 2012 View Rate Details
Highest Rates Recent Rate Changes
Community Trust Credit Union Modesto CA 2 Year CD Account	1.26% Date: May 14, 2012 View Rate Details
Chevron Federal Credit Union 2 Year CD Account	1.00% Date: May 7, 2012 View Rate Details
Seacoast Commerce Bank 2 Year CD Account	1.00% Date: Apr 26, 2012 View Rate Details
Mc Clatchy Employees Credit Union 12 Month CD Account	0.75% Date: May 14, 2012 View Rate Details
Kaiperm Diablo Federal Credit Union 2 Year CD Account	0.75% Date: May 2, 2012 View Rate Details
USE Credit Union San Diego 2 Year CD Account	0.75% Date: May 1, 2012 View Rate Details
The Golden 1 Credit Union 2 Year CD Account	0.45% to 0.41% Date: May 16, 2012
My Credit Union Savings Account	0.10% to 0.07% Date: May 16, 2012
Sacramento Credit Union 2 Year CD Account	0.41% to 0.39% Date: May 15, 2012
Heritage Community Credit Union 12 Month CD Account	0.25% to 0.20% Date: May 14, 2012
Safe Credit Union Sacramento, CA 2 Year CD Account	0.55% to 0.45% Date: May 11, 2012
Central State Credit Union Savings Account	0.20% to 0.15% Date: May 9, 2012

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